401k 2025 Contribution Limit Irs. Most people don't max out. Annual adjustment for maximum contributions and benefit limitations for certain retirement plans section 415 of the internal revenue code (code) provides for.
There are limits to how much employers and employees can contribute to a plan (or ira) each year. Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2025โs $22,500 to $23,000 for 2025.