401k Limit 2025 Over 55. If you’re 55 years old and maximize both your. In 2025, the 401 (k) contribution limit for participants is increasing to $23,000, up from $22,500 in 2025.
Set by the internal revenue service (irs), this limit undergoes periodic adjustments to account for inflation and changes in the cost of living. This amount is up modestly from 2025, when the individual 401(k) contribution limit.