Cola For 2025 Projection. The cola for 2022 was 5.9%. If consumer prices in august and september 2025 stay at the same level as in july 2025, the 2025 social security cola will be 2.4%.
A 3 percent adjustment would boost the average social security retirement benefit — $1,839 a month in july 2025 — by about $55 a month in 2025. Social security benefits and supplemental security income (ssi) payments for more than 71 million americans will increase by 3.2% in 2025.